01 / Data
A dependable foundation
Source-of-truth data models, semantic layers, and quality checks that make portfolio reporting and operating metrics reliable.
Cristata Technologies / Data & software consultancy
Data and software for the decisions behind lending.
Cristata builds governed data platforms and quantitative software for lending, credit risk, and financial services. From the first data model to the system your team runs every day.
02 / Decisions
Models your team can use
Pricing engines, risk models, and scenario tools built as tested Python applications and APIs.
03 / Delivery
A path to production
Architecture, platform evaluation, and hands-on engineering to replace fragile workflows with maintainable systems.
Built by Cristata
credkit: credit analytics, built to compose.
Our credit analytics product brings loan modeling, portfolio analytics, scenario testing, and pricing into an API-first system, with an open-source Python library at its core.
Model
Loans and portfolios
Work from individual loan cash flows to portfolio-level analytics in a shared modeling library.
Evaluate
Scenarios and pricing
Explore how assumptions change outcomes and bring those calculations into your own workflows.
How we work
Stay close to the decision.
Work stays close to experienced technical leadership, from business priorities to data models, APIs, and production code.
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Understand the problem
Start with the decision, the people making it, and the constraints the system must work within. -
Make the tradeoffs clear
Turn the problem into a practical plan with explicit assumptions and measurable progress. -
Leave a system your team can own
Deliver tested software, useful documentation, and the knowledge to maintain it.
What does your team need to decide?
Tell us about the data, model, or workflow standing in the way.